UFF

  Sue Copening
Branch Manager
407 .443 .0348 (cell)

Sue@TeamSue.com 
Independent Agent UFF#829676
www.TeamSue.com
 
 

UFF_con1
Request More Information

Money Merge AccountCLICK the OVERVIEW  link to learn how to leverage the equity in your home to become mortgage and debt-free in a fraction of the time of your traditional mortgage.

CLICK the CLIENT TESTIMONIALS link to hear from other folks just like you... homeowners across the nation, currently using the u1st program to save hundreds of thousands of dollars in interest by paying off their mortgage, and other debts, in a fraction of the time.

 
UFF_con1
 Seminar Schedule

screen.gifJoin us for a free webinar to learn more about the Money Merge Account™ program and see first hand how it will work for you. Both live and webinar events are hosted by our expert financial agents who can help get you on your way to being mortgage-free. See when we're coming to your area or when you can just participate from home via your computer..

 
couple.gif
 
What do our
"Broker-Agents" say?
 
"The cash flow is really growing daily. I am on track, in the next 12 months, to earn more with this than my best year in Real Estate! Not too tough to take in this down market.

The great thing is... You don't have to leave the business you are in. Heck, this is just a wonderful value added service for your existing client base. They are dying to hear positive news from someone, why not have that be you?"

...Rick Lamb, Commercial RE Agent
Keller Williams, Sarasota, FL
& United First Financial™
Branch Manager & Indep Agent
 

"Our team members are increasing their business and, more importantly, their client base. Not to mention, dramatically increasing their income.

What value do you place on being able to talk to every client in your database?

What if you could not only talk to them, but to all other clients that your competition cannot talk to?

 ...Thomas, Quann, III
President,  Stonegate Mortgage



 

See what this Consumer
show had to say:

 


Contact me to chat:
Sue Copening
Branch Manager

Sue@TeamSue.com
407-275-2956

or...
Get back to the Agent that referred you to this site

or...
if you would like to contact some of my Agents that are also Mortgage Professionals and ask them what the Money Merge Account™ program has done for THEIR business... feel free to call:

George Taylor
Tulsa, OK

President -
1st Security Home Mortgage

918-748-4470

Mike Breshears
Melbourne, FL

Sterling Capital Group
(mortgage & financial planning)

321-446-6011




WHY UFirst™?
Click here to learn what professionals say about what United First Financial™ has done for their business!.

 


 

More from Agents...


"I like that it allows me the opportunity to make a tremendous amount of extra income by simply helping my clients."


...Kelly Kline, Mortgage Broker &
United First Financial™ Indep Agent


See us featured on
the cover and inside
Mortgage Planner magazine
 THIS month!


READ About us!
Download ARTICLE
Click ..."file"
& "save as"
to save to your
hard-drive as a PDF file


 

"I enjoy helping my clients structure their mortgage in a fashion that both creates and preserves wealth for themselves and their families.
 
This program works great, whether your goal is to pay off your mortgage and be debt free, or your investment philosophy is centered around strategic equity leveraging.
 
If you, or your friends or family, would like to gain true financial security, please feel free to contact me."
 
...Mike Lahris,
Manager, Mortgage Advisor
Kemper Mortgage, Orlando &
United First Financial™ Indep Agent
 
 

How to Sign up:

$175 one time cost, includes a complete turn-key system...

TRAINING includes:

  • Webinars
  • Podcasts (like this: click)
  • UFirst™ University Certification (click)
  • Training Websites
  • U1st Blog Site
  • LIVE events and Seminars
  • DVD's & books

MARKETING includes:

  • Brochures
  • Business Cards
  • Replicated web sites (like this: (click)
  • DVD's
  • Online videos
  • UFirst™ Newspaper (coming soon)
  • Lead generations (coming soon)

NOTE:  If you were directed to this page by a United First agent other than Sue... please go back to them to register.

Register with Sue: Click Here
then click on "New Agent Registration"

 


 

UFF_con1

 

Real Estate Professionals - get Super Charged!
Learn why, and how, the Money Merge Account™ program
will revolutionize your business:

 

"The cash flow is really growing daily. I am on track, in the next 12 months, to earn more with this than my best year in Real Estate! Not too tough to take in this down market.

The great thing is... You don't have to leave the business you are in. Heck, this is just a wonderful value added service for your existing client base. They are dying to hear positive news from someone, why not have that be you?"


...Rick Lamb, Commercial RE Agent
Keller Williams, Sarasota, FL
& United First Financial™
Branch Manager & Indep Agent

What will this Program do for You?

We have never seen a program that complements
the real estate, (and mortgage/financial)  business in so many ways! 

Click on each to jump to more information...
 

 

What they are saying about us:
 

"Anyone who does not show their clients how to accelerate their mortgage through this program is crazy.  My clients keep asking me 'why hasn't anyone told me about this before?'  ...this program has created a referral brush fire for me."
  
...Scott Schaffer, Mortgage Broker

"I have never personally or publicly endorsed any product.  However, I'm endorsing this one... it's the real deal."  
   ...Brian Topor, Exec Publisher,
      Broker Banker magazine.
 


"Outstanding Company of the Month"
Broker Banker Magazine
(download)

 


READ About us!
Download ARTICLE
Click ..."file" & "save as"
to save to your hard-drive as a PDF file

"I'm finding, after introducing the Money Merge Account™ program to a new client, that I have all the crucial information needed to evaluate their current financing situation, giving me the ability to refinance at least 20% of their first mortgages, resulting in even greater savings."
   ...Brooke Barnett, Mortgage Broker
   

Get more information delivered to your inbox!
Take a second right now to give us your name and email address.   We will add you to our
semi-monthly email newsletter.  We will not share your email with anyone else, you can opt-out anytime and we won't spam you to death!
 
Name/nickname:
eMail:
Phone (optional):


   

Downloads & Videos:
(click to download full articles and videos)

   

Client Testimonials:
Jeremy & Angela Fobes
Curtis & Jennifer Zachman
(click for more)

Branch Manager Interviews:
How has this impacted your life?
Why United First Financial™?
How is this changing America?


 


All links are to videos
on corporate web site

   
   

How the Money Merge Account™ program
will SUPERcharge your business:
 

 MMA Prospecting Tool...

Out of 100 people... how many will need your service in the next 90 days? 

How many ALREADY have a mortgage?

What would it do to increase your prospect base to ANYONE that already has a mortgage, or will get one soon?   What would that do for you at the next NETWORKING function, the next business event, social event, even just standing around after church? 

What happens when you get your foot in the door by simply asking... Is your home paid off yet?

The Money Merge Account™ program is the best prospecting tool for the mortgage, real estate and finance business that we have ever seen!

Use it to get your foot in the door with NEW clients... or to go back to past clients and start a conversation!


MMA Business from old/existing files...

How many clients do you have in your files, just from the past 2-3 years?

How many clients does your COMPANY have in it's files?

How valuable would it be to have a SIGNIFICANT reason to call those customers and start a dialog?

Getting on the phone to past clients will...

  • Increase REFERRALS
  • Dig up new RE business that might have passed you by
  • Generate income through program commissions now, and...
  • Increase your real estate business forever!

"Turn your tables" faster...  Cycle!  If just 50% of your existing files are going to buy another home in the future and, if you could get this program in front of them, and get just HALF of those 50% on the Money Merge Account™ program... you have now accelerated those clients ability to buy their next home from the average of 5-7 years... to just 2-4 years.  Wouldn't that alone increase your existing real estate business by 12.5%?!

Having an exciting REASON to call past clients... wouldn't that generate referrals, and even transactions that would otherwise have passed you by?

Doesn't your company have files of customers whose RE Agents are no longer with the company?  Aren't those customers "fair game" and wouldn't you be doing your company a huge favor by servicing the clients no one else is?   Tom Hopkins call those clients "orphans" ... they they are like a pot of gold when in comes to generating new business!


MMA Increase Investment business...

Do you have clients that are real estate investors?  That would like to be? 

What do investors need to buy MORE investment property?   EQUITY?

Equity building is what the Money Merge Account™ program does!  Wouldn't you like to be more of a FULL-SERVICE Real Estate Professional... keeping clients aware of all the tools that can help them succeed?

The Money Merge Account™ system makes it possible to build a RE portfolio about 30% faster (on average).   When you are the one that hooks your clients up with this great tool... who do you think they will come to for their next properties?


MMA Create an additional income stream...

People are interested in saving money, eliminating debt and building equity in all markets.  Of course, even more so in a down market.  This is the "market of the moment" and there has never been a better time for the Money Merge Account™ program.

The commission structure for the Money Merge Account™ program is based on a traditional insurance industry payout... commission, bonus pools for volume sales (3 sales per month) PLUS over-rides on the sales of other Agents you have brought into your team.  The pay structure will be familiar to you, as many mortgage companies, and even real-estate companies have a "tiered" commission structure.  With United First Financial™ though... EVERYONE has the same opportunity to rise to the top and build a significant business for themselves.

Get motivated and on the proven 90-day to Branch Manager path.   This is possible to do full, or part time, in conjunction with your existing business.  Income is dependant upon your own efforts of course... just like your mortgage business... you have control of your success.

Are you the Broker, Broker-OWNER or SALES Manager? 

Wouldn't you like to find a way to keep your best agents from leaving the business, or your company, in this "down" market?

Then what you want to do is sign up your company, or yourself, and then bring all your agents on board under you.  This way their over-rides go to you, and you will be earning money by helping them, and the COMPANY succeed... just like you do already!

The great thing is... once your agents are on board, you, and/or your company, will continue to make commission over-rides from their sales, even if they DO leave your real estate company.

The tools are here... training - marketing - and with TeamSue - even leads.  The only ingredient missing... is YOU!

Rick Lamb is a leading COMMERCIAL realtor in the Sarasota market.  Rick says...

"The cash flow is really growing daily. I am on track, in the next 12 months, to earn more with this than my best year in Real Estate! Not too tough to take in this down market.

The great thing is... You don't have to leave the business you are in. Heck, this is just a wonderful value added service for your existing client base. They are dying to hear positive news from someone, why not have that be you?"

...Rick Lamb, Commercial RE Agent, Keller Williams, Sarasota, FL
& United First Financial™ - Branch Manager & Indep Agent


MMA Set up a FREE telemarketing department

Because it is simple to split UFirst™ commissions, you can create a free telemarketing department, funded by UFirst™ commissions!  Simply advertise for "Professional salespeople/telemarketers, commissions $450-$1500, no license needed, we will train."  Then, hire the best of the best, put them at your empty desks and phones, turn them loose on your client files and watch your business grow!  Each UFirst™ sale is split between they and you... and yet all the referrals and residual business they generate for your core business goes back to you!  See what one of the top Insurance Marketing Organizations did using UFirst™ as a marketing tool.  Click: http://www.TeamSue.designingfutures.tv then click on "Business" and watch the 2nd video.


MMA HELP your customers get OUT of debt...

Let us face it... debt is one of the biggest problems the average American faces today.  We are in a negative savings mode and people's lack of financial stability trickles down into other areas of life and society.

What is the number once cause of divorce? ...Financial issues. 

What is the number one cause of health related issues?  ...Stress.

The number one cause of stress?  ...Money problems.

How much loyalty do you think you can create among your client base when you are the one that shows them a better way? 

When your clients have more money... they can afford to invest in more real estate, their next home can be bigger, better and SOONER!

A financially- holistic approach to your real estate business is good for your clients... good for your company, good for society... and good for you!
 

MMA Create loyalty...

How much loyalty do you think you can create among your client base when you are the one that shows them a better way? 

When your clients are able to free up more money for investments, or for their next home... who do you think they will come to?

There are numerous ways you can use the Money Merge Account™ program to build loyalty with your clients.  Some agents are donating a portion of commissions to non-profits.   You can use REFERRALS to reward your clients with CASH... something not possible with your real estate business (see below)... in reality, you may even think of ways that we have not yet!


MMA Increase referrals - referral fees OK with our "Referral-Agent" program!

You have many opportunities to increase referrals...

  • When prospecting
  • Through networking
  • When working "the deal"
  • After the sale

Simply using the Money Merge Account™ program when prospecting and networking has been shown to increase referrals... after all this is so new and revolutionary for most people... it is something they haven't heard a million times already... talk about standing out from the crowd!

During the sales process, many of our RE-Agents find that clients are willing to invite OTHER potential clients to their home for the appointment... thus increasing your productivity (and prospect base).  Also.. if you are comfortable with Public Speaking... your clients will help you invite others to group presentations.

REFERRAL FEES - OK!  In your regular real estate business you cannot legally offer a referral fee (in most states) because often laws prohibit you from paying money to a non-licensed individual. 

You CAN for this... with our "Referral-Agent Program"!

Because the Money Merge Account™ program is simply a coaching and software system, you have the ability to turn your clients (or ANYone) into what we call "Referring Agents"  ...turning each of them into a marketing "arm" for your business!  This is a great deal for your clients... and for you, and is a strategic way to supercharge your business and provide you with a constant flow of referrals.

How do you do this?  Easy.  United First Financial™ allows you to SPLIT a sale with any other agent you want.  So... the first time your client refers a new client to you, right before the sale is complete ... have them sign up as an Agent themselves (cost is just $175 to do that), and then they can get credit for 1/2 a sale, plus 1/2 commission, for each referral/sale they send you from then on!

This makes dealing with referrals simple, easy, and legal.  United First Financial™ cuts the check directly to them... and sends them a IRS form 1099 for their income at the end of the year.

They are an official "Agent" ...just like you... only they don't have to sell the program... just turn over all their warm leads to you.  It's a win-win!

And those referrals they send you for the Money Merge Account™ program... what percentage of those clients do you think will end up buying real estate though you eventually?

Of course this offers other benefits for your clients as well.  They may be employees in their "real' jobs... but as a United First Financial™ Agent they are self-employed... with all the tax deductions and advantages that means!  Of course, have them consult their tax advisor, or other professional source, for the tax advantages of being self employed and the specific details of the deductions that will be available to them.

 


MMA Do business with clients your competitors can't...
MMA Do business with clients you couldn't help before...

Guess what... ?    Most of your competitors have not even HEARD of United First Financial™ and the Money Merge Account™ program - yet.

So, who do you think will have the edge when YOU talk to their clients about building equity faster and saving thousands of dollars in interest?

YOU DO!

I bet your competitors have clients in their files that are planning on buying ANOTHER home... but just don't have the equity in their current home to do it yet..  YOU have these types of clients in your own files don't you? 

With the Money Merge Account™ program you have a reason to go to those clients.  You can show them how to...

  • Pay off that mortgage in as little as 1/3 to 1/2 the time
  • Build equity faster for their NEXT home
  • Build equity faster for investment - maybe real estate?
  • Use the Money Merge Account™ program to build a real estate portfolio
  • Cash out re-fi for investment - if they are of the  "Missed Fortune," fully-leveraged mindset... the Money Merge Account™ program is a great tool to complement that strategy and is like putting their investment plan on steroids!


MMA "Missed Fortune? - equity on steroids...

Do you have savvy investor clients that don't WANT to pay off their mortgage?  That want to leverage that equity into other investments?

What would YOU rather do... leverage equity you paid 6% for... or equity you only paid 3% for?

The Money Merge Account™ program is perfect for the savvy investor client.   The end result is simply that equity being built is built using a lower effective interest rate... thus enhancing and optimizing the financial plan.

The software and coaching plan keep the client on track and motivated. 

You can...

  • Cash out RE-FI - put into an investment
  • Show clients how the program will remind them to stay on track with their monthly investment plan.
  • Free up more monthly cash flow to go to investment
  • Use the left over residual discretionary to accelerate the mortgage
  • Periodically pull more equity out for more investment

Recently Douglas Andrew, the "guru" of equity leveraging spoke out about the Money Merge Account™ saying that the Money Merge software was a perfect complement to his wealth building strategies.  Get Doug's books and learn how to help your more sophisticated investor clients.

If you are a Public Speaker and comfortable doing group presentations... do what many of our Real Estate professionals, Broker-Agents and Financial Planner - Agents are doing... use the Money Merge Account™ program to create excitement and sizzle in your seminars and show people how their home can become an even stronger foundation for their investment strategy and financial future.


MMA Don't sell? - just REFER!

OK... so you might be saying to yourself.... this is a great program, but do I want to split my time between what I know best... selling real estate, and the Money Merge Account™ program?

You don't have too!

One of the coolest things about United First Financial™, as a company, is how forward-thinking they are.  I have never actually worked with a company that allowed a sale to simply be split between two  people.  United First Financial™ does!

Don't have time to sell it yourself?  No problem!  Just let us know that and we will hook you up as a "Referring-Agent", (such as we discussed above) and match you with one, or more, of  our agents (perhaps a Financial Planner, or mortgage broker) that has a proven track record.  You get all the advantages of using the Money Merge Account™ program as a prospecting tool... but simply flip your warm leads to one of our "Selling/Consulting Agents."  They will sell the program, and you will get credit for half a sale and 1/2 the commission.

This sale-splitting works also well if you DO want to sell it... but want to develop your own strong referral sources.  Imagine just having a couple of tele-marketers to comb though your old files, set appointments, etc. 

Imagine turning all your fellow Real Estate professionals... into regular referral sources (through the "Referral-Agent" program) ... how about your title agents, mortgage brokers, home inspectors, maybe even your hairdresser!?

The ability to choose between SELLING & REFERRING is one of the best strategies I have seen!


MMA Commissions - what's the bottom line?

The bottom line is, well, unlimited.  The reason is that United First Financial™ has a compensation plan that is based on a common Insurance company pay-out.  In fact, very similar to what Traveler's Insurance used for 27 years.  What this means is that you earn money multiple ways...

  • Commissions
  • Bonus Pools - 5 of them
  • Over-rides on your Agents sales
  • Over-rides on your Branch Managers sales.

You might be saying to yourself...  this looks like multi-level marketing... is it?

More of a hybrid actually... talking the best parts from several business structures. 

Here's how we are NOT like traditional MLM...

  • You don't have to build a team to make serious money.  You can do it all through your own, personal sales.
  • You are not required to buy the product, to sell the product.
  • You do not make money by recruiting other Agents, only when they sell.
  • You can make money by simply referring - and splitting a sale with another agent.

Here is how we ARE like MLM...

  • Pay goes down multi-levels deep - six
  • Building a team grows income exponentially.
  • You can create residual income not dependant on your own sales.
  • Money  - lots of it (and all by HELPING people!)

I have never seen a business where you can so easily make money by helping your clients do the same.  This is truly revolutionary and is going to be a paradigm shift in the financial world.

The ability to build a team and earn money from their sales means that you can take time off... and STILL make money.   One of my fellow agents took an anniversary cruise with his wife... and made more money the two weeks he was away, then he usually makes working.

There are some technical things on the comp plan and, because we always want to be showing the most updated version, I cannot post it here. 

However if you have a question, or would like to see it first... contact me at 407 .443 .0348 or Sue@TeamSue.com.  Trust me though... you will be VERY happy... income is more than generous, and success is dependent on your own efforts... and thus, is in your control.   Want to jump-start?  Our "90-day Path to Branch Manager" has been proven to work!


MMA HOW to sign up - just $175 one-time cost!

Now you are wondering... HOW DO I GET STARTED?

After all, you want to get this on board... BEFORE all your competitors do!

It's a snap.  To sign up just go to the link below and click on "REGISTER NEW AGENT."  It is only a $175, one-time fee, and you get a complete turn-key system for supercharging your business!  Most of this is completely free, some (like live events/trainings & DVD/books) have a small, nominal charge to cover costs.

NOTE:  If you were directed to this page by a United First agent other than Sue... please go back to them to register.

Register with SUE: http://www.u1stFinancial/Sue
Then click on: "New Agent Registration" (on left)

TRAINING includes:

  • Webinars
  • Podcasts (like this: click)
  • UFirst™ University Certification (click)
  • Training Websites
  • U1st Blog Site
  • LIVE events and Seminars
  • DVD's & books

MARKETING includes:

  • Brochures
  • Business Cards
  • Replicated web sites (like this: click)
  • DVD's
  • Online videos
  • UFirst™ Newspaper (coming soon)
  • Lead generations (coming soon)

There are "Agent Policies and Procedures" to read and agree to, when you register, There is also an "Agent Training Manual."  If you would like to see this, or simply have some questions you would like to ask, before you register... just contact me at:

Sue Copening
Branch Manager - Indep Agent
United First Financial™

407 .443 .0348
Sue@TeamSue.com

For more info, contact Sue, or whomever
referred you to this web site!

*References to "referral fees" are actually split-sales with the "Referral Agent" referring the client and the "Consulting Agent" selling and servicing the client through the set up process.  Anyone can become a Referring agent regardless of sales experience, and with no licensing issues.

NOTE:  United First Financial™, its agents and subsidiaries provide Internet web based software and support services. United First Financial™ does not provide accounting, tax, legal, real-estate, mortgage, or investment advice. Interested parties should seek and consult with persons or entities licensed and qualified in those areas for advice relating to those matters. United First Financial™ is not liable or responsible for claims or representations made by any party which are not included in the Money Merge Account™ Program Limited Guarantee.


 

Provided by an independent agent of United First Financial™, UFF #54004  /  © 2006 United First Financial™